If you have ever been convicted of a DWI or DUI charge, you know just how expensive these convictions can be. Not only do you have to worry about paying legal fees and court fines, but you an also count on your insurance rates to go up for several years. Plus, in many states, you are required to have SR22 insurance after a DWI, which can be even more expensive. Luckily, there are ways that you can keep your insurance to a minimum. Follow these tips, and you might find that DWI insurance is more affordable than you thought.

1. Look for Providers That Specialize in Similar Cases

Believe it or not, there are insurance providers out there that specialize in working with people who have had DWI and DUI convictions. Although the insurance can still be costly, these companies are generally more forgiving and can be more affordable than the big, national insurance providers. Plus, you won't have to worry about being denied or dropped, which can be an issue with some companies.

2. Take a Driving Class

To prove that you are serious about driving safely, take a driving class. Then, you can provide proof of participation to your insurance company, which might provide you with a discount. Discounts can make a big difference when you are paying higher rates for insurance after a DWI conviction.

3. Reduce Your Coverage

It might have seemed worth it to pay for lower deductibles, higher policy amounts and other perks before, but these things might cause your insurance to go much higher after a DWI. For the lowest price, opt for bare bones coverage, such as state-required liability-only insurance if your vehicle is paid for and does not have a lien. You can add on to your coverage in a few years when your DWI is no longer showing up on your record, but it's probably best to cut costs where you can right now.

4. Maintain a Safe Driving Record

After your DWI, it is important to avoid any and all tickets and infractions. Slow down, drive carefully and always wear your seat belt. Even minor tickets can cause your after-DWI insurance to go up astronomically because they show that you are still a risk.

Car insurance after a DWI is known for being expensive, but with the help of a company like Illinois Automobile Insurance, your coverage doesn't have to break the bank. If you follow these tips, it could be more affordable than you think.