In most states in order to be able to drive legally, auto insurance is a must. However, yearly premiums can be pricey, especially in certain states. The average yearly cost for auto insurance is $1,502 per year, or right around $125 per month. The good news is that if you are looking for ways to save, there are a few things that you can do to get your premiums down. Here are three ways to get a better rate on your auto insurance.

Shop Around

One of the easiest ways to save on auto insurance is by shopping around with different insurers. The cost of auto insurance can vary widely from one insurance company to another. Shopping around will help you find the lowest price. It's recommended that you get quotes from at least 2 or 3 insurance companies before choosing a policy. The cost of insurance will also vary as time goes by. Re-evaluating your current policy and getting quotes from other companies is a good idea every few years even if you are happy with your current policy. 

Take Advantage of Discounts

Another thing that you may not be aware of is that many auto insurance companies offer discounts if you meet certain requirements. Asking about discounts and taking steps to qualify for them can help you save on your premiums. Many companies will offer a discount if you pay your annual premium at once, if you go paperless, if you are a member of certain groups, or if you have certain anti-theft or safety features in your vehicle. Many insurance companies also offer good driver discounts and discounts for good grades if you are a student. Asking about these discounts is key.

Bundle Insurance Policies

If you have other types of insurance policies other than just auto, bundling your auto insurance policy in with these other policies can save you money. Of course, this means that you will need to have all of your policies with the same insurance company. How much you save will also vary depending on your insurance company. Typically bundling your insurance policies can lead to savings between 5 and 25 percent. Before you decide to bundle, it's important to do the math and ensure that you are actually saving by having multiple policies with the same company.

Auto insurance is a must for being roadworthy throughout much of the US. If you are looking to save on your auto insurance policy, there are a few things to consider.