3 Questions You May Have About Flood Insurance
If a flood ever hits your city and causes damage to your home, did you realize that your standard homeowner's insurance policy will not cover the damages? This is because homeowner's policies exclude damage caused by floods. Therefore, if you want to have flood damage covered, you will have to add flood insurance to your policy. Here are several things to know about flood insurance. Is It Required? Having flood insurance is usually not a requirement; however, there are times when homeowners are required to have it.