Ramblings Of An Insurance Novice

Each year during open enrollment (mid-October to mid-December) Medicare is required by law to give people the opportunity to potentially change their plans. However, instead of being happy about open enrollment, some beneficiaries actually get annoyed by the big hype. If you have ever been one of those people, you may want to reconsider. There are a few reasons why this service may be essential for you or your partner and why you may want to consider it seriously.

An unfortunate thing about life is that you never really know what's coming next. However, it doesn't mean you can't be prepared. Whether it's an injury, childbirth, or some other medical situation, if you find that you are unable to work for some time, the ability to rely on short-term disability insurance can be especially helpful. 1. Regular Payments With a successful claim against your short-term disability insurance, you can gain the benefit of regular payments.

Insurance terms and details about your policy can often be tricky to understand, yet it is important to know what your policy covers. One example of a confusing part of an auto insurance policy is the coverage for liability insurance. Liability insurance is vital to have, but it is also important to understand how the coverage of your policy works, and here are several things you should know about it.

In most states in order to be able to drive legally, auto insurance is a must. However, yearly premiums can be pricey, especially in certain states. The average yearly cost for auto insurance is $1,502 per year, or right around $125 per month. The good news is that if you are looking for ways to save, there are a few things that you can do to get your premiums down. Here are three ways to get a better rate on your auto insurance.

If you have a small business, one of the most important things you can invest in is insurance. It will come in handy when you need to protect your company's assets or property. To make this selection process a little more user-friendly, be sure to take these steps.  Do It Online You probably think you have to shop in person for such an important thing for your business. That couldn't be further from the truth.

Getting your teenager insured can be really expensive. You can do certain things that can help to drop those insurance rates and make your child a safer driver at the same time.  1. Remedial Classes One thing that you can do is to sign up your teenager for a juvenile remedial course. These classes can act as a reminder for your teenager about things that they may have forgotten or missed from their driver's education courses.

Getting charged with a major type of driving offense, such as a DUI or DWI, can affect a lot of things in your life, including your driving privileges, criminal record, and auto insurance. When you are charged with a crime like this, your insurance company will receive a notification about it, and they will likely recalculate your rates based on this new information. Why this matters to your insurance company

An issue with your roof arises, and you have a contractor over to fix it immediately. It's just a few hundred dollars, so you never even think about calling in a claim. Yet later, you wonder if you should have contacted your homeowners' insurance company about it? Does this impact the value of your home? Here's what you need to know. You Have a Duty to Notify Your insurance policy is going to include something called the duty to notify.